Most executives assume that once an employee is hired, they know the rules. They assume policies are read and understood. They assume common sense prevails. But assumptions don’t hold up in court. When a breach happens, you’ll be asked for proof. Proof that users were trained. Proof that they acknowledged the risks. Proof that they understood their responsibilities. If you can’t produce that evidence, it’s your neck on the line. 

As a vCSO, your job isn’t just to recommend security measures—it’s to ensure that when clients refuse them, you’re protected. A signed Risk Acceptance is more than paperwork. It’s a legal shield, compliance evidence, and a wake-up call that forces clients to take cybersecurity seriously. Here’s five reasons why no vCSO should operate without one. 

Cyber insurance might feel like a safety net, but when a breach happens, insurers, regulators, and courts start asking tough questions. Can you prove you followed your cybersecurity policies? Did your team document its compliance efforts? Without airtight evidence, businesses—and their executives—can be accused of negligence, fraud, or worse.